Is it even worth applying or am I throwing away money? (3.92 gpa, 162 LSAT)

[stressedaboutlaw]

I've applied to most of my law schools but am still working on my applications for Yale Law School, Harvard Law School, and the University of Chicago Law School. Unfortunately, I wasn't granted fee waivers for these schools and am not in the best financial situation, and I've already spent $1000+ on my other law school applications - these law school applications would cost approximately an additional $450.
Here's a summary of my stats: 3.92 GPA, 162 LSAT (with a history of underperforming on standardized tests comparative to my grades), Fulbright scholar, and strong internship/work/extracurricular experience and human rights focus. Not an URM.
I want to know if people think it's a COMPLETE waste of money and if I quite literally have 0% chance of even getting into these schools, and if it's better that I just save my money.
Please give me your honest opinion and be real with me!

[Robert Carroll]

stressedaboutlaw,

Your GPA is around the median for those schools, maybe somewhat below it. Unfortunately, your LSAT score is well below even the 25th percentile for those schools. If it's a substantial financial burden to apply, I'd pass on doing it.

Robert Carroll